Mar 2022 – May 2023 · 1 yr 2 mos · Gurugram, Haryana, India · On-site

• Directed product portfolio across B2C consumer app, partner portals, & SaaS backend, aligning strategy with business targets and user needs.
• Owned product vision, prioritization, backlog grooming, OKRs, and iterative delivery in Agile environments.
• Launched UPI Smart Intent payments reducing reliance on wallets, saving ~$2M MDR annually, and improving payment load speed by 80%.
• Built Partner App (0→1) with real-time metrics dashboards, slashing cash pendency from 68%→28% and reducing fraud by 90%.
• Implemented 2FA and secure IAM, driving an 80% drop in authentication fraud.
• Led full product discovery & user research, producing validated PRDs, experience maps, acceptance criteria, and MVPs.
• Shipped Lab Test feature, increasing ARPU ~20% and improving operator profitability ~10%.
• Coordinated closely with engineering, design, analytics, and GTM teams to maintain velocity and quality.

Apr 2020 – Feb 2022 · 1 yr 10 mos

• Foreign exchange product partner for corporates with combined turnover more than INR 1,00,000 Cr with complete PnL ownership
• Defined Data Driven Product Strategy to improve customer acquisition & lifetime value, generating INR 200 Cr incremental revenue
• Spearheaded new products with differentiated product offering which improved perceived value generating incremental revenue of INR 50 Cr
• Customized products based client needs increasing CSAT & customer retention and helped generate income of INR 10 Cr with 70% YoY jump
• Developed a real time tool to analyse mutual fund portfolios using VBA Macros & Bloomberg APIs which helped predict demand for NCDs

Apr 2019 – Mar 2020 · 11 mos

Jun 2018 – Mar 2019 · 9 mos

• As a part of Axis Ahead Program 2019, worked in the following departments-
• Strategy - Strategic Investments & Partnerships :
• Designed and implemented inorganic growth strategy for Axis Bank and created value by managing Bank's strategic investments (investment, review and exit)
• Evaluated Axis Bank’s market entry in insurance segment (Life and General insurance) through greenfield, brownfield or JV with a well established player
• Developed KPIs and request for proposals (RFPs) that would help select the most valuable bancassurance partner as a part of Axis Bank’s market expansion program
• Evaluated bids from various insurance players for strategic partnerships on the basis of product offering, distribution channels, service quality etc. that would increase Banks’s market penetration
• Axis Treasury - Debt Capital Market :
• Worked on the issuance of pass through certificates (PTC) worth INR 10,000 Cr while liaising with rating agencies, potential buyers, providers of the underlying and various internal stakeholders
• Analysed the growth potential and factors affecting securitisation market in India
• Developed a real time tool for analysing hodlings of all major mutual fund schemes using Macros and Bloomberg which helped assess liquidity of various Non Convertible Debt (NCDs)

Apr 2018 – Apr 2018 · 0 mo · Rajouri Garden

• Taught Quantitative Reasoning and Logical Reasoning to students preparing for entrance examinations for various graduate and post graduate courses

Apr 2017 – Jun 2017 · 2 mos · Mumbai, Maharashtra, India

• Optimized the functioning of Treasury's Foreign Exchange and Derivatives desk by streamlining and refining process in order to improve the efficacy of the system
• Perform critical evaluation of the products being offered by Axis Bank's Forex and Derivatives desk and their concerned processing within Treasury
• Gauge process efficiency based on comparative analysis vis-a-vis leading industry practices
• Draw Risk Assessment Matrix and Risk Control Matrix outlining various risks present in Foreign Exchange and Derivative operations
• Provide recommendations for strategic changes to boost the performance of the system by mitigating the associated risks

Jun 2015 – Oct 2015 · 4 mos

• Researched and evaluated business propositions in the field of science & technology for funding upto INR 350 Mn through an Indo-US grant
• Evaluated business concept, value proposition, competitive landscape among various other factors to determine appropriate funding amount
• Assessed long term project viability and commercialization time frame as per key milestones and cost required to accomplish each milestone

Jul 2013 – May 2015 · 1 yr 10 mos · Unitech Infospace, Tower A Building 2, Gurugram, Haryana

• .NET developer responsible for middle & back office enhancements for a major central bank to ensure compliance to all regulatory frameworks
• Transitioned into Business Analyst, working in close coordination with onshore client and software developers to craft future enhancements
• Liaised with client to analyse pain points & freeze platform requirements to optimise credit module in platforms used by central banks

Dec 2012 – Jan 2013 · 1 mo · Gurgaon, India

• Developed a database repository system that functioned at the backend of an equity trading platform for a major IB client
• Stratified various types of input data into pre-defined architectural framework which ensured adherence to the entity mapping standards

Jun 2012 – Jul 2012 · 1 mo · Mohan Co Operative Industrial Area

• Scrutinized prevailing procedures at the NOKIA's repair factory and suggested measures to reduce Turn around time (TAT) and improve the efficacy of supply chain, thus augmenting performance of the entire system

Jun 2011 – Jul 2011 · 1 mo · Hauz Khas, New Delhi

• Understood the process involved in the development of silicon diodes at IIT Delhi's Centre for Applied Research in Electronics (CARE) laboratory
• Assisted the Professor of CARE department in the investigation and analysis of the latest display technology being developed at the time, primarily Organic Thin Fill Transistors (OTFT)